Can I actually afford this home?

Enter the postcode and we'll pull real data on the area — sold prices, crime, flood risk, energy costs — and show you what no estate agent will.

We'll use this to look up real data about the area
The price on Rightmove or Zoopla
Combined annual salary if buying with a partner
Put 0 if you're living rent-free
How many years to pay it off — most people choose 25
Current fixed rate you have been offered
How long your rate is fixed for — usually 2 or 5 years
How much you have saved to put down
Rough total of all cash savings you could use
Extra you could pay each month. Most UK mortgages allow 10% annual overpayment.
For the paid report: price per sq ft comparison
Untick if you already own a property. Changes your stamp duty.
14,283 properties checked so far

Free. Unlimited checks. No sign-up needed.

Pulling real data for this area...

Looking up postcode
You pay now (rent)
—
You'd pay as an owner
—

Cash you need on day one

Deposit—
Stamp duty—
Legal fees & surveys—
Moving costs—
Total cash needed—

WHAT THE DATA SAYS ABOUT THIS AREA

Real data pulled from public records. Not estimates — actual figures for this postcode.

WHAT THIS DOESN'T TELL YOU

Even with real data, every property deal hides assumptions. Tap each card for the full picture.

WHAT IF THINGS GO WRONG?

Life doesn't always go to plan. Here's what happens to your payments.

Mortgage rate goes up 2%
—

+ 5 more stress tests in the full tool

Including: major repairs, early sale, remortgage, council tax, having a baby

Here's what the full tool unlocks:

FULL TOOL PREVIEW — BS1 4DJ, £320,000
Monthly cost breakdown
£1,287/mo
Mortgage £1,042 · Tax £148 · Insurance £27 · Maintenance £70
Break-even vs renting
Month 34
Buying beats renting after 2 years 10 months
10 Hidden Factors Analysed
Mortgage rate risk — IMPORTANT
Rental income assumption — CHECK
Hidden repair costs — IMPORTANT
Property condition — CHECK
Local demand risk — CHECK
Tax changes — IMPORTANT
Leasehold traps — IMPORTANT
Making it yours — CHECK
Insurance costs — GOOD SIGN
Empty periods — CHECK
6 Stress Tests
Rate +2%
£1,534/mo
£10K repair
£1,600/mo yr1
Sell in 2yrs
-£8,200
Area Data — Land Registry, Police, Environment Agency
Average sold price: £298,000 · 12 sales recorded · Crime: 54 incidents · Flood risk: Low · Sold price chart · Crime comparison with nearby postcodes...

One payment. Unlimited properties. No subscription. No account needed.

Know someone thinking about buying?

This could save them from the most expensive mistake of their life.

Where does this data come from?

Sold prices: HM Land Registry Price Paid Data — official government records of every property sale in England and Wales.

Energy ratings: EPC Register — government database of energy performance certificates.

Crime data: data.police.uk — official police-recorded crime statistics by location.

Flood risk: Environment Agency — official flood risk assessments.

Mortgage calculations: standard amortisation formula used by all UK lenders. Calculations use your entered deposit, term, and rate. Deposit defaults to 10% if not entered.

Council tax (~£150/month), insurance (~£30/month), and maintenance (1% of value/year) are UK averages. Your actual costs will vary. This is not financial advice.

← Check another property
Built to surface what other property tools miss.
Not financial advice. Always speak to a qualified mortgage adviser.